Railroads are the original industry in the United States, making their insurance and risk management requirements one of the most unique in the business. The railroad insurance practice team has over 75 years of experience working with regional and shortline railroads, contractors, and rail suppliers. Our team members have real-life operational experience within the industry and are familiar with the specific laws and regulations associated with the risk management needs of railroad operations.

Our railroad practice has positioned itself as one of the most knowledgeable in the insurance marketplace, aligning itself with national trade affiliations such as the National Railroad Construction & Maintenance Association (NRC) and the American Shortline and Regional Railroad Association (ASLRRA).

Our team can assist with contract reviews, bonding requirements, and implement appropriate insurance protection for your complex railroad-specific business.

In addition to providing outstanding bonding and insurance capabilities, we have an exclusive relationship with AXIS Track Report. This national railroad industry bid advertising service allows our railroad contracting clients to capture new contracting opportunities throughout the United States.

No other insurance or bonding agency has this extraordinary capability.


  • Railroad Liability
  • Workers Compensation/ FELA
  • Railroad Protective Liability
  • Owner Contractor Protectives (OCP)
  • Contractors Equipment
  • Builders Risk
  • Automobile Liability
  • Environmental Liability – Contractors Pollution, Site Specific, & Tailored Programs for operating railroads

Visit AXIS Track Report at: www.axistrackreport.com

For more information, contact David Armstrong at darmstrong@com-ins.com or Kevin D. Brons at kbrons@com-ins.com.

Our Competitive Edge

Our long-term working relationships with clients, along with our deep understanding of their businesses has given us industry-leading status among our competitors. Our clients understand our rock-solid commitment to limiting their liability and premium costs.